Privacy policy

Privacy Policy Statement

At InyPay, we take privacy seriously and adhere fully to the requirements of the Personal Data Protection Act (PDPA). In doing so, we ensure compliance by our employees with appropriate standards of security and confidentiality.

Personal Data Collection and Use

In order to provide the required service, we may collect information when you attend our functions, use our services, register with us or communicate with us. The typical types of information held by InyPay would comprise of contact details such as name, job title, company name, address, email, telephone and fax numbers, a file notes of our business interactions with you, and Know-Your-Customer (“KYC”) and due-diligence information such as proof of identity and address for ultimate beneficial owners’ information.

Main Purpose of Collecting and Keeping Personal Data

The main purposes for which personal data are kept and used by InyPay include:

• To provide services or information to customers in Singapore;
• To conduct our Know Your Customer (KYC) and Due-diligence (DD) in accordance with our AML (Anti-Money Laundering) and CFT (counter-financing of terrorism) screening;
• To disseminate mail communications, publications, invitations, and such as you may select, request or as we may consider to be relevant to you; &
• To measure the success of specific campaigns and for general market research; and for registration of events

At any stage you may choose not to receive (‘opt-out’ of) any or all of InyPay mailings. You may do this by following the options online or by instructing us at dpo@inypay.com. Please allow up to 14 business days for any such instructions to take effect.

Privacy of Personal Data

Our website uses “cookies” to help us gauge what information is most useful to which users and such like. Cookies, however, keep the identity of our individual website users anonymous. The data collected would be kept in confidence. InyPay would not divulge or sell personal details to external parties for their own purposes. InyPay may however provide contact information to:

● agents, contractors and necessary personnel who provide services to InyPay (for example, to those agencies engaged by InyPay to administer the distribution of materials); and companies and InyPay’s clients requesting information of service providers.

Security and Retention of Personal Data

Only authorised personnel have access to, custody of and the means of using personal data that InyPay collects. InyPay promotes a privacy-aware culture that respects and is sensitive to the rights of its external contacts.

We protect the security of your information during transmission to or from the InyPay website, application, product, or service by using encryption protocols and software. We maintain reasonable physical, electronic, and procedural safeguards in connection with the collection, storage, and disclosure of personal information. Our security procedures may result in our asking for verification of identity before disclosing personal information to you. Storage of personal data is protected in accordance with the requirements of the Government of the Singapore which protect against unauthorised or accidental access, processing, erasure or other use.

InyPay retains personal data in accordance with our licensing requirements, for as long as the data is required. Data retained would be consistent with our legal and corporate governance requirements and would be disposed of securely when it is no longer necessary.

Disclosure and Sharing of Personal Data

Our general policy is to keep all personal data confidential except as permitted or required by law.

The personal data provided would be used for the specified purposes stated by us when collecting such data including without limitation processing of enrolment application, statistical purposes and other related matters. We may provide this personal data to persons authorised to process the information for purposes relating to those specified purposes only.

We do not share any personal data about you with other companies or organizations without your prior consent. However, information may be disclosed incidental to or in the course of operation to the following parties:

1. any personnel, agent, adviser, auditor, contractor, or service provider who provide services and advice to us in connection with our operation; and/or,
2. the person to whom we are required to make disclosure under any law applicable in or outside Singapore.

You should also note that as we have no control over any act of any third party, the privacy protection stated in this Privacy Policy Statement does not apply to the information which has been disclosed to any third-party incidental to or in the course of our operation or in providing our services. We assume no responsibility for the privacy protection against such third parties.

Data Retention

Personal data you provided to us would be retained for a minimum of 7 years for the carrying out of the purposes referred to in this Privacy Policy Statement.

Access To and Correction of Personal data

An individual may request access to his personal data held by InyPay pursuant to the PDPA. In addition, an individual may also request correction of his personal data held by InyPay if he considers the data is inaccurate.

Data correction requests may be made in writing or on a form specified by us. Requests for data access should be made on a standard request form which can be obtained by submitting are quest to dpo@inypay.com. A reasonable fee might be charged for all data access or related requests.

Hyperlinks

This Privacy Policy Statement only applies to this website. If you click on any advertisement or hyperlink linking to another website, you would leave our website for another location. We shall not be responsible for the privacy and security practices, or the content of such websites and you should always check the privacy policy of all websites you clicked on.

Use of Cookies

When you browse InyPay’s website, cookies would be stored in your computer’s hard drive.  Most web browsers are initially set up to accept cookies. You can choose to “not accept” cookies by changing the setting but if you do so you may find that the font re-sizing function may not work properly or may not be available.  The data collected by means of cookies on the website about you include the current version of your operating system and web browser and would be used only for compiling aggregate statistics on how visitors browse the website for the purpose of managing and improving the design of the website.

Updates and Notifications

We reserve the right to revise, change or modify this Privacy Policy Statement from time to time at our sole discretion by updating this Privacy Policy Statement, posting or by inserting notices located on particular pages at this website to that effect. Please remember to visit this page from time to time to review any amendments to the above Privacy Policy Statement and their effect on your use of this website. Your continued use of this website implies your acceptance of such amendments.

Applicable Law

This Privacy Policy Statement shall be governed by and construed in accordance with the laws of Singapore.