Journey from CIO to CEO in Fintech: Digital journey

Ramu is a innovator and expert in next generation digital financial experience platform building.

He was a Ex Group Chief Technology Officer (CTO) at Tonik, the Philippines’ first purely digital neobank overseeing the Digital Banking IT Organization (Engineering, Technology, Security, Data and Operations Units). He built and launched the first pure-virtual digital bank in SEA Region from the ground up over multi-cloud.