INY Digital Consulting
Custom Build Solutions · Tailored Consulting for BFSI

Eleven practice areas. One consulting bench.

From standing up an AI Centre of Excellence to implementing AMLA regulatory reporting, we work alongside your teams through every phase — assess, design, build, and hand over — until the capability belongs to your people, not ours.

01AI Enablement 02Digital CX 03Ways of Working 04Enterprise Audit 05Product Management 06Cloud Transformation 07Core Banking 08Fraud Management 09Cybersecurity 10eKYC 11AMLA
STEP 01

Assess

Baseline the current state against where you need to be — in weeks, not months.

STEP 02

Design

A roadmap and operating model sized to your budget, timeline, and regulatory constraints.

STEP 03

Build & Handhold

Work alongside your team through delivery — not in front of it.

STEP 04

Handover

Train internal staff and transfer ownership to internal leadership. Permanently.

01 · AI Enablement

Stand up the capability, not just the pilot.

A Centre of Excellence your teams own when we leave — governance, engineering practice, and a roadmap built in from day one.

🏛️
Enterprise AI Enablement & COE SetupStructure, charter, tooling, and operating model for a standing AI function.
🔄
New Ways of WorkingIntroduce the practices that make AI part of daily delivery, not a side project.
⚙️
AI-First Engineering PracticeGovernance and compliance baked into the engineering workflow from day one.
🎓
Build, Train & HandoverStand up the core team, set the roadmap, handhold delivery, train staff, and hand over to internal leadership.
02 · Digital Customer Experience

CX is the heart of every customer-facing BFSI.

Built on the stacks that scale — headless web to cross-platform mobile to enterprise CRM and Adobe personalisation.

🌐
Web ApplicationsHeadless or head-on responsive builds using React or Next.js.
📱
Mobile AppsCross-platform delivery using Flutter for iOS and Android.
📄
Content ManagementDrupal or AEM, with content exposed through API.
🤝
CRM — SalesforceCustomer Relationship Management implementation on Salesforce.
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CDP — SalesforceCustomer Data Platform implementation on Salesforce.
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Campaign, Analytics & PersonalisationImplemented on the Adobe stack — end to end.
03 · Ways of Working

Delivery capability, not just delivery.

Agile squads and Scaled Scrum teams built to last — with the processes and tooling that make them run without us.

✓Build Agile squads and Scaled Scrum teams sized to your delivery footprint.
✓Introduce new ways of working processes — ceremonies, tooling, and metrics that stick after we leave.
✓Establish squad-level coaching and Scrum master capability inside your organisation.
04 · Enterprise Audit

Four to six weeks. As-is to to-be.

A structured enterprise system audit — offered free or paid — that maps current state, finds the gaps, and produces an actionable roadmap with measurable KPIs.

✓Map as-is to to-be across the enterprise technology and operations estate.
✓Identify and articulate the gap in business and technical terms stakeholders can act on.
✓Produce a phased roadmap with controlled change management and a new KPI model.
Cost Efficiency
Optimisation model
Profitability
Measured increase
Growth
New KPI framework
Balance Sheet
Direct impact targets
05 · Product Management

The scaffolding that makes a product organisation run.

Function, process, governance — set up in the right order so the capability compounds over time.

🗂️
Program Management SetupEstablish the processes that coordinate product delivery end to end.
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Product Function & ProcessStand up the product management function with clear operating rhythms.
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Steercom & Backlog SetupSet up the Product Steercom and a well-structured product backlog.
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Change Control BoardRun the Product Management and Change Control Board from day one.
06 · Cloud Transformation

From readiness audit to infrastructure as code.

Public, private, or hybrid — sequenced to your constraints and cost-governed from day one.

🔍
Readiness AuditAssess Cloud Transformation readiness across the full estate.
🗺️
Transformation RoadmapPublic, private, or hybrid — sequenced to your timeline and budget.
💰
Cost GovernanceCost optimisation, control, and governance practice and model.
☁️
Multi-Cloud & CI/CDMulti-cloud management platform and DevOps / CI/CD pipeline setup.
🏗️
Infrastructure as CodeImplement IaC as the default way all infrastructure is provisioned and managed.
07 · Core Banking Modernisation

Assessment through rollout, with regulatory support built in.

End-to-end support from the initial modernisation assessment through live migration, with regulators in the room throughout.

✓Modernisation Assessment — Evaluate the current core against modernisation options and the total cost of change.
✓Migration Approach — Define the migration path, data strategy, cutover model, and parallel-run plan.
✓Migration, Rollout & Regulatory Support — Execute the migration with regulatory engagement and full audit trail built in.
08 · Fraud Management

Baseline first. Then close the highest-risk gaps.

Onboarding and payment fraud controls designed for the Philippine and regional threat landscape.

📐
Baseline & BenchmarkingEstablish where fraud controls stand today against peers and regulators.
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Onboarding Fraud ControlsImplement fraud detection and prevention at the point of customer onboarding.
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Payment Fraud ControlsImplement real-time controls across the full payment lifecycle.
09 · Cybersecurity

The control set examiners and customers both expect.

From SIEM to DLP — the full stack of security controls, implemented in the right sequence for your risk profile.

🛡️
SIEM / SOC2Security information and event management and SOC2 controls.
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PA-DSS / PCI DSSPayment application and card data standard compliance.
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VAPTVulnerability assessment and penetration testing.
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IAMIdentity and access management implementation.
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BYODBring-your-own-device policy, MDM, and enforcement controls.
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DLPData loss prevention across endpoints, email, and cloud.
10 · eKYC Implementation

Digital onboarding that keeps regulators satisfied and customers moving.

Fully automated identity verification — from document OCR and liveness detection to government identity system integration.

🤖
Digital Automated OnboardingEnd-to-end digital onboarding — no paper, no branch visit required.
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Human Liveness DetectionReal-time liveness checks to prevent spoofing at point of onboarding.
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Document OCRAutomated extraction and validation of identity document data.
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Deep Fake DetectionAI-powered detection of synthetic and manipulated identity media.
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Govt Digital Identity IntegrationIntegrate with the national government digital identity system to complete KYC verification in real time.
11 · AMLA Implementation

AML compliance built into the transaction fabric, not bolted on.

Customer profiling, transaction monitoring, sanctions screening, FATCA, and regulatory reporting — designed end to end for BSP / AMLC requirements.

👤
Customer ProfilingRisk-based customer profiles built and maintained from onboarding onward.
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Transaction MonitoringReal-time and batch monitoring against configurable rules and ML models.
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Sanctions Screening — PEP / SLPolitically exposed person and sanctions list screening at onboarding and per transaction.
🇺🇸
FATCAForeign Account Tax Compliance Act identification and reporting implementation.
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Regulatory Reporting — CTR / STRCurrency Transaction Reports and Suspicious Transaction Reports generated and filed per AMLC requirements, with full audit trail.

Tell us which practice area you'd like to start with.