iBaaS Retail Mobile Banking puts savings, loans, payments, and remittance into a single app — unlocked with a glance, secured at every step.
Biometric login sits on top of the same OTP-secured access used across channels, and onboarding covers both resident and overseas customers from day one.
Customers unlock the app with what they already use to unlock their phone — no password to remember on a daily basis.
Two self-manual onboarding journeys — one for resident customers, one built for overseas Filipino workers opening an account from abroad.
Balances, recent activity, and the tools customers reach for most — surfaced before they have to look for them.
A clear split between what's spendable now and the full account picture.
Balance, interest, and movement at a glance.
One tap to the actions customers repeat most often.
The latest activity across every linked account.
Live conversion for cross-border planning.
Re-send to the people customers pay most.
List, search, filter, and sort transactions synced live with the core banking system — export statements or download a single receipt on demand.
Order a debit card and activate it without a branch visit.
Follow a card's status from issuance to delivery.
Freeze, set limits, or manage channels on demand.
Move funds between own accounts or to other banks.
Send internationally with live currency conversion.
One list of payees for intra, inter, and cross-border transfers.
A Loan and Fixed Deposit calculator sits alongside applications, so customers can plan before they apply.
A single search-driven payments screen across every common household and lifestyle biller, with recent payments one tap away.
Cover bought the same way bills get paid — searched, compared, and confirmed in the same app.
Inbox, eStatements, Get Help, and View Profile round out the app — alongside full multi-lingual support in English, Bahasa Malaysia, and Tagalog.
Locate the nearest branch with live details.
Find the nearest working ATM on a map.
A dashboard that adapts to how each customer banks.
Conversational support, available around the clock.
Cryptographic confirmation for high-value actions.
Richer, actionable alerts straight from the lock screen.