INY Digital Agent Banking gives field agents a single portal for cash in/out, bills, remittance, and account opening — with a back-office built to watch every peso move in real time.
Every transaction an agent runs is visible, reconcilable, and reportable from day one — no separate system to bolt on later.
A dashboard built around the agent's day: status, last login, wallet balance, this month's earnings, and the services they'll reach for most.
Agent 360 gives operations a full view of every agent — activity, limits, and standing — with reporting built to scale across branches.
From a first cash deposit to a fully opened account, agents move customers through real banking products — not workarounds.
Accept customer deposits into wallets or linked accounts at the point of sale.
Disburse funds against a wallet balance with built-in OTP verification.
Domestic remittance between wallets, banks, and registered recipients.
Prepaid load across Globe, Smart, TNT, TM, and DITO in a single flow.
Originate a CASA or wallet account on the spot, fully digital.
Accept repayments against an existing loan with instant confirmation.
List, search, filter, export, and download individual transaction reports.
Track commission earned by period, with a clear view toward monthly goals.
A complete back-office record of agent activity, standing, and history.
Agents settle household and business bills without switching apps or counters.
Structure sub-agents, supervisors, and regional managers under a single accountable tree.
Configure transaction fees, daily limits, and commission tiers per agent or agent group.